Understanding Substantial Gainful Activity (SGA)

When reviewing applications for Social Security Disability Insurance (SSDI) benefits the Social Security Administration evaluates applicants’ eligibility through numerous factors, like determining their SGA or “Substantial Gainful Activity.”

SGA determines the applicants’ capability to render an income through work by using their physical or mental abilities. Under SSDI, the SSA evaluates the working activities of applicants and beneficiaries. The SSA may find an applicant eligible for disability benefits if their SGA is poor, meaning they can cannot perform any work that can earn them income. However, the agency may deny a disabled applicant’s claim if he or she can earn a monthly income while being disabled.

The SSA also provides a “trial work period” for SSDI beneficiaries who wish to go back to their previous jobs where they could still get benefits and income from that job.

The Indiana lawyers of the Hankey Law Office believe that individuals who can no longer earn an income due to disability should be entitled to get help with their SSDI benefits. If you are a disabled worker in Indiana and you are not familiar with the application process, we may assist you. Discuss your situation with us today by calling (800) 520-3633 to find out how we can help you.