How does LTD impact SSD or vice versa?.
The Social Security Administration and a long-term disability carrier each have their own terms and conditions that you have to meet in order to be eligible for those benefits. Usually, if a person is unable to work, and has the option of filing for the long-term disability, they should also file for Social Security Disability. Most of the long-term disability insurance policies have the right to subtract anything that you get from the Social Security Administration for disability. However an attorney can help you sort out whether or not to let them deduct your Social Security payments prior to approval or not. There are also situations where a person may become overpaid due to Social Security kicking in 1 or 2 years down the road after having received long-term disability for a certain amount of time, and we can help you with those situations as well.
To learn more about the impact LTD income can have on your SSD, contact the Social Security Disability lawyers of Hankey Marks & Crider at (317) 634-8565.