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Long-term disability insurance policies provide benefits that are designed to relieve the financial burden you may face when health conditions prevent you from working for a long period of time, usually after short-term disability benefits run out after three to six months.
Unfortunately, many well supported claims are denied. The majority of long-term disability denials are governed by ERISA. ERISA law is complex, and the insurance companies have legal teams experienced in this area of law. It is critical that a denied claimant have their own qualified attorney by their side in fighting back. Insurance companies will often seem helpful, telling unsuspecting claimants, or implying to them, that they do not need their own attorney and that the claimant can handle the appeal on their own. Vague instructions, confusing appeal forms, and misleading information only lead to insufficient information and documentation being submitted, and the appeal ultimately being denied.
Our attorneys have successfully represented clients, both during the administrative appeal process and in litigation in State and Federal court, against the following insurance companies:
The above list represents only a portion of the insurance companies we have successfully represented clients against. The attorneys at Hankey Marks & Crider are trusted members of communities across Indiana. With over 75 years of combined experience, our team has the legal knowledge you want on your side. We are dedicated to our clients, and dedicated to ensuring that you receive the compensation you deserve. As our motto states, we offer experience, compassion, and justice. This means that we do not see you only as a client, but also as our neighbor.
With over 75 years of combined experience, our team has the legal knowledge you want on your side. We are dedicated to our clients, and dedicated to ensuring that you receive the compensation you deserve. As our motto states, we offer experience, compassion, and justice. This means that we do not see you only as a client, but also as our neighbor.
If you are dealing with the denial of your long-term disability benefits and do not know where to turn, our attorneys are ready to help. Our consultations are always free and confidential. Do not sign anything from the insurance company without speaking to one of our attorneys first. Contact us through online chat, email, or call (317) 634-8565 today!
Obtaining your long-term disability benefits is often a long and confusing process. However, these benefits can mean the difference between financial stability or ruin for you and your loved ones. One mistake during the application or appeal process could slow down or even fully prevent your insurance provider from approving your benefits. You should not have to worry about this additional stress when you are also working to manage your health conditions. These are some of the ways our long-term disability attorneys can help you:
Many insurance companies try to find any reason to deny claims. It saves insurance companies millions of dollars at the expense of deserving individuals. Insurance companies will often draft policies that are complex and confusing. We have an in-depth understanding of ERISA and disability laws and are prepared to work with you to ensure that you receive the money you deserve. We will also communicate with the insurance company and advocate on your behalf during this difficult time, allowing you to focus on your health.
Contact our office today for a free confidential consultation
The lawyers at Hankey Marks & Crider have dedicated significant time and practice to work with ERISA law, disability law, and litigation. We pride ourselves in the knowledge this has given us, which allows us to better assist our clients and ensure that a disability does not derail your life. We are dedicated to our clients, work hard to keep and earn our clients’ trust, and are dedicated to ensuring our clients receive the benefits they deserve. We are here to help you in every step of your long-term disability claim process, from appeals to litigation. With over 75 years of combined experience, the attorneys at Hankey Marks & Crider know what it takes to obtain a successful outcome for their clients. Our lawyers are dedicated to working diligently to get you the money that belongs to you, and by providing a free consultation, you have nothing to lose.
When you are filing for long-term disability benefits, there are many different steps you must take, and information that you must understand. It is essential to complete each part of your claim correctly, and our firm is prepared to work with you throughout this process. We have significant experience helping our clients with many of the common problems that arise with disability benefits, including:
Although these topics cover many of the cases we have worked with, this is not an exhaustive list of our abilities. If the specific circumstances of your case are not discussed in any of these descriptions, do not hesitate to contact our office for advice. We offer a free confidential consultation, during which we can help you choose the right steps to take.
Across the United States, it is common that people are more prepared for the event of their death than if they were to become disabled. However, thousands of people become temporarily or permanently disabled each year.
According to the Social Security Administration, only 32.06% of people who applied for disability benefits were approved in 2016, leaving thousands without the financial support they needed. In Indiana, the number of people with a disability remains at roughly the same percentage as for the rest of the country.
In Marion County, there are approximately 126,000 people with a documented disability, which accounts for almost 14% of the county’s population.
According to the Indiana Family and Social Services Administration, in 2017 alone, there were almost 4,000 new disability waivers approved by the state.
Your case is uniques and will come with a specific set of questions related to your circumstances, which a Hankey Marks & Crider attorney
will help your answer. The following are a few of the questions that clients frequently ask when they consider filing for SSD.
Long-term disability insurance policies provide benefits that are designed to relieve the financial burden you may face when health conditions prevent you from working for a long period of time, usually after short-term disability benefits run out after three to six months. Here are some of the biggest reasons why we recommend you have a short and long term disability insurance policy
When you are planning to file for long-term disability benefits, you will be required to include several different forms of information. All of this information helps to demonstrate to your insurer that you have a valid disability that is covered under the terms of your policy contract. However, if you provide too little information, or the wrong type of information, this may seriously delay your application or prevent it from being approved. Typically, the most important types of information you will need to collect include:
Even if you provide all of this information, your insurance provider may still find a reason to deny your claim. If this is the case, or you have other questions about your application, contact Hankey Marks & Crider for a free evaluation of your claim.
If you or a loved one is applying for long-term disability benefits, or those benefits have been denied, you deserve to have someone in your corner! The attorneys at Hankey Marks & Crider can help protect your rights. Hankey Marks & Crider will provide you with a free confidential consultation to help you determine the next best step for you. Do not hesitate to contact our office by email, online chat, or by calling (317) 634-8565 today!
