Indianapolis Uninsured Motorist Attorney
When an automobile accident occurs, it is the responsibility of the liable party to pay for all property damages and personal injury damages sustained by the other individuals involved in the accident. This is usually covered by the liable individual’s insurance. When the liable party is uninsured, however, many complications can arise in assuring compensation for the victims of the accident.
Recovering Compensation from Uninsured Motorists
Most automobile policies in the United States have an “uninsured motorist” clause included. A policy holder pays a premium to the insurance company for this clause, and if he or she is involved in an accident with an uninsured driver, their insurance company will pay the difference of what the uninsured motorist can pay and the total amount of the damages. In some states, this clause is a legal requirement for all automobile insurance.
If you are involved in an accident that is the fault of an uninsured motorist, however, most insurance companies will require that you first sue the motorist for your injuries. Following this action, most insurance companies will pay your damages (up to a pre-determined amount) once the uninsured motorist is proven to be at fault for the accident.
Many people believe that if they are involved in an accident with an uninsured motorist, they will not receive any compensation. While this is most often untrue, it is important that a legal professional help you not only understand the complicated process of dealing with an uninsured motorist, but help you receive the full amount you deserve from your own insurance company.
Contact an Indianapolis Car Accident Lawyer
If you or someone you know has been involved in an accident with an uninsured motorist, contact the Indianapolis uninsured motorist attorney at the Hankey Law Office today at (800) 520-3633.